:root{
  --navy:#1d2a5c; --navy-2:#273b7c; --blue:#2e5fa1; --blue-ink:#234c86; --sky:#78b8d8; --sky-soft:#eaf4fa; --sky-line:#cfe4f0;
  --ink:#151a2d; --muted:#5d6579; --line:#e1e6ee; --line-2:#c8d0dc; --bg:#f3f6fa; --card:#ffffff;
  --error:#c0392b; --error-soft:#fdeeec; --ok:#1f7a4d; --ok-soft:#e8f6ef;
  --amber:#fff6dc; --amber-line:#f0dea6; --amber-ink:#5f4a00;
  --shadow:0 1px 2px rgba(20,30,60,.05),0 6px 20px rgba(20,30,60,.06);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:120px}
body{margin:0;font:15px/1.5 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
button{font:inherit}
a{color:var(--blue)}
[hidden]{display:none!important}

/* header */
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.top{background:#fff;border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:16px;height:56px}
.logo{height:20px;width:auto;display:block}
.mark{height:30px;width:auto;display:block}

/* access screen */
.access-wrap{min-height:calc(100vh - 150px);display:grid;place-items:center;padding:40px 16px;background:radial-gradient(1200px 500px at 50% -10%,#dfeaf6 0%,var(--bg) 60%)}
.access{width:100%;max-width:460px;text-align:center}
.access h1{margin:4px 0 6px;font-size:26px;color:var(--navy);letter-spacing:-.01em}
.access .lead{margin:0 auto 22px;color:var(--muted);max-width:360px}
.badge-ico{width:52px;height:52px;margin:0 auto 10px;border-radius:14px;display:grid;place-items:center;background:var(--sky-soft);color:var(--blue-ink)}
.otp{display:flex;justify-content:center;gap:8px;margin-bottom:8px}
.otp input{width:48px;height:58px;text-align:center;font-size:24px;font-weight:600;border:1px solid var(--line-2);border-radius:10px;color:var(--navy);background:#fff}
.otp input:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px rgba(120,184,216,.4)}
.otp.bad input{border-color:var(--error)}
.fine{font-size:13px;color:var(--muted);margin:18px 0 0}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid var(--line-2);background:#fff;color:var(--ink);border-radius:9px;padding:10px 18px;cursor:pointer;font-weight:600;text-decoration:none}
.btn:hover{border-color:var(--blue)}
.btn.primary{background:var(--navy);border-color:var(--navy);color:#fff}
.btn.primary:hover{background:var(--navy-2)}
.btn.big{padding:13px 26px;font-size:16px}
.btn.wide{width:100%}
.btn[disabled]{opacity:.55;cursor:not-allowed}

/* hero */
.hero{background:linear-gradient(130deg,var(--navy) 0%,var(--navy-2) 55%,#2f63a3 100%);color:#fff;padding:34px 0 30px}
.hero h1{margin:0 0 6px;font-size:30px;letter-spacing:-.015em}
.hero p{margin:0;max-width:640px;color:#dbe6f6}
.hero p.hero-sub{margin:0 0 10px;max-width:none;font-size:16px;font-weight:600;color:#fff}
.facts{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:16px 0 0}
.facts li{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:4px 11px;font-size:13px}
.greet{margin-top:18px;display:flex;gap:10px;align-items:center;background:rgba(120,184,216,.16);border:1px solid rgba(120,184,216,.45);border-radius:10px;padding:10px 14px;font-size:14px;max-width:720px}

/* layout */
.layout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:28px;padding-top:28px;padding-bottom:64px}
.side{position:sticky;top:16px;align-self:start}
.prog{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 14px 12px;margin-bottom:12px;box-shadow:var(--shadow)}
.prog-bar{height:6px;border-radius:999px;background:#e6ebf2;overflow:hidden}
.prog-bar span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--blue),var(--sky));transition:width .25s}
.prog-txt{font-size:12.5px;color:var(--muted);margin-top:8px}
.steps{list-style:none;margin:0;padding:0}
.steps a{display:grid;grid-template-columns:26px 1fr auto;align-items:center;gap:10px;padding:8px 10px;border-radius:9px;color:var(--ink);text-decoration:none;font-size:14px}
.steps a:hover{background:#e9eef6}
.steps a.active{background:#fff;box-shadow:var(--shadow)}
.dot{width:24px;height:24px;border-radius:50%;display:grid;place-items:center;font-size:12px;font-weight:700;background:#e3e9f2;color:var(--muted)}
.steps .is-done .dot{background:var(--ok);color:#fff}
.steps .is-bad .dot{background:var(--error);color:#fff}
.st-meta{font-size:12px;color:var(--muted);display:inline-flex;gap:6px;align-items:center}
.cbubble{display:inline-flex;align-items:center;gap:3px;color:var(--blue-ink);background:var(--sky-soft);border-radius:999px;padding:0 7px;font-size:11.5px}

/* cards & fields */
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:24px 26px;margin-bottom:18px}
.sec-head{display:flex;align-items:center;gap:12px}
.sec-num{width:30px;height:30px;flex:none;border-radius:50%;display:grid;place-items:center;background:var(--sky-soft);color:var(--blue-ink);font-weight:700;font-size:14px}
.sec-title{margin:0;font-size:19px;letter-spacing:-.01em}
.sec-intro{margin:4px 0 18px 42px;color:var(--muted);font-size:14px}
.sec-gap{height:16px}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px}
.f{grid-column:1/-1;min-width:0}
.f.half{grid-column:auto}
.f-top{display:flex;align-items:baseline;justify-content:space-between;gap:10px;margin-bottom:6px}
.f-label{font-weight:600;font-size:14px}
.req{color:var(--blue);margin-left:3px}
.opt{color:var(--muted);font-weight:400;font-size:12px;margin-left:7px}
.c-link{display:inline-flex;align-items:center;gap:5px;flex:none;border:0;background:none;padding:2px 0;color:var(--blue);font-size:12.5px;font-weight:400;cursor:pointer;white-space:nowrap}
.c-link:hover{text-decoration:underline}
.c-link svg{width:14px;height:14px}
.in{width:100%;height:42px;border:1px solid var(--line-2);border-radius:9px;padding:0 12px;font:inherit;color:var(--ink);background:#fff;transition:border-color .15s,box-shadow .15s}
.in::placeholder{color:#9aa3b5}
.in:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px rgba(120,184,216,.38)}
.in.bad{border-color:var(--error);box-shadow:0 0 0 3px rgba(192,57,43,.1)}
.in[readonly]{background:#f6f8fb;color:#33405e}
.in:disabled{background:#f1f3f7;color:#9aa3b5}
textarea.in{height:auto;min-height:104px;padding:10px 12px;resize:vertical;line-height:1.45}
select.in{appearance:none;-webkit-appearance:none;padding-right:36px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%235d6579' stroke-width='1.6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 13px center}
.unit-wrap{position:relative}
.unit-wrap .in{padding-right:76px}
.unit{position:absolute;right:12px;top:50%;transform:translateY(-50%);font-size:13px;color:var(--muted);pointer-events:none}
.lock{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:#8b96ab;display:flex}
.hint{color:var(--muted);font-size:12.5px;margin-top:6px}
.msg{color:var(--error);font-size:12.5px;margin-top:6px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1px solid var(--line-2);background:#fff;color:var(--ink);border-radius:999px;padding:7px 14px;font-size:14px;cursor:pointer}
.chip:hover{border-color:var(--blue)}
.chip.on{background:var(--navy);border-color:var(--navy);color:#fff}
.chips.bad .chip:not(.on){border-color:#e3a59c}
.other{margin-top:10px}
.comment{margin-top:8px;border:1px solid var(--sky-line);background:var(--sky-soft);border-radius:9px;padding:8px 10px 6px}
.comment-top{display:flex;justify-content:space-between;align-items:center;font-size:12px;color:var(--blue-ink);font-weight:600;margin-bottom:2px}
.comment-top button{border:0;background:none;color:var(--muted);cursor:pointer;font-size:12px;padding:0}
.comment textarea{width:100%;min-height:44px;border:0;background:transparent;resize:vertical;font:inherit;font-size:14px;color:var(--ink);outline:0;padding:2px 0}
.addalt{margin-top:2px;border:1px dashed var(--line-2);background:#fafbfd;color:var(--blue);border-radius:9px;padding:9px 14px;cursor:pointer;font-size:14px}
.addalt:hover{border-color:var(--blue)}
.alts{display:grid;gap:12px;margin-bottom:12px}
.alts:empty{display:none}
.alt{display:grid;grid-template-columns:1fr 1fr auto;gap:12px 20px;align-items:end;padding:14px;border:1px solid var(--line);border-radius:10px;background:#fbfcfe}
.alt .f-label{font-size:13px}
.alt-rm{border:0;background:none;color:var(--muted);cursor:pointer;height:42px;padding:0 6px}

/* areas */
.est{display:flex;gap:10px;align-items:flex-start;background:#f6f9fc;border:1px solid var(--line);border-radius:10px;padding:10px 12px;margin-bottom:16px;font-size:14px;cursor:pointer}
.est input{margin-top:3px;accent-color:var(--navy);width:16px;height:16px;flex:none}
.ahead,.arow{display:grid;grid-template-columns:170px 150px minmax(0,1fr) 120px;gap:12px;align-items:center}
.ahead{font-size:11.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:600;padding:0 0 8px;border-bottom:1px solid var(--line)}
.arow{padding:12px 0;border-bottom:1px solid var(--line)}
.a-name{font-weight:600;font-size:14px}
.a-name .c-link{display:flex;margin-top:3px}
.seg3{display:inline-flex;justify-self:start;border:1px solid var(--line-2);border-radius:9px;overflow:hidden}
.seg3 button{border:0;border-right:1px solid var(--line-2);background:#fff;padding:8px 11px;cursor:pointer;font-size:13.5px;color:var(--ink);white-space:nowrap}
.seg3 button:last-child{border-right:0}
.seg3 button.on{background:var(--navy);color:#fff}
.seg3.bad{border-color:var(--error);box-shadow:0 0 0 3px rgba(192,57,43,.1)}
.pct .in{height:38px}
.arow .comment,.arow .msg{grid-column:1/-1}
.total{display:flex;justify-content:space-between;align-items:center;margin-top:14px;padding:12px 14px;border-radius:10px;background:var(--sky-soft);border:1px solid var(--sky-line);font-size:14px}
.total b{font-size:18px;color:var(--navy)}
.cargo{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px;margin-top:18px}

/* files */
.drop{display:flex;flex-direction:column;align-items:center;gap:4px;text-align:center;border:1.5px dashed var(--line-2);border-radius:12px;padding:22px 16px;background:#fbfcfe;cursor:pointer;color:var(--muted);font-size:13.5px}
.drop:hover,.drop.over{border-color:var(--blue);background:var(--sky-soft)}
.drop b{color:var(--ink);font-size:15px}
.files{list-style:none;margin:10px 0 0;padding:0;display:grid;gap:6px}
.files li{display:flex;justify-content:space-between;align-items:center;border:1px solid var(--line);border-radius:8px;padding:7px 10px;font-size:13.5px;background:#fff}
.files button{border:0;background:none;color:var(--muted);cursor:pointer}

/* final */
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14px;cursor:pointer}
.consent input{margin-top:3px;width:17px;height:17px;accent-color:var(--navy);flex:none}
.submit-row{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-top:20px}
.small{font-size:13px}
.muted{color:var(--muted)}
.errsum{border-color:#efc2bc;background:var(--error-soft)}
.errsum b{color:var(--error)}
.errsum ul{margin:8px 0 0;padding-left:18px}
.errsum a{color:var(--error)}

/* done */
.narrow{max-width:760px;padding-top:36px;padding-bottom:64px}
.done{text-align:center;padding:36px 28px}
.done-ico{width:60px;height:60px;border-radius:50%;margin:0 auto 12px;display:grid;place-items:center;background:var(--ok-soft);color:var(--ok)}
.done h1{margin:0 0 8px;font-size:26px;color:var(--navy)}
.done p{margin:0 auto;max-width:520px;color:var(--muted)}
.actions{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-top:22px}
.recv h2{margin:0 0 4px;font-size:18px}
.sumsec{margin-top:16px}
.sumsec h3{margin:0 0 6px;font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.sumsec dl{margin:0;display:grid;grid-template-columns:220px 1fr;gap:4px 16px;font-size:14px}
.sumsec dt{color:var(--muted)}
.sumsec dd{margin:0}
.sumsec .cm{display:block;color:var(--blue-ink);font-size:13px;font-style:italic}

.foot{border-top:1px solid var(--line);background:#fff;color:var(--muted);font-size:13px}
.foot .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px;padding-top:16px;padding-bottom:16px}
.foot .foot-legal{display:block;padding-top:0;padding-bottom:18px}
.foot .copy{margin:0 0 4px}
.foot .conf{margin:0;max-width:900px;font-size:12px;line-height:1.5;color:var(--muted)}

.toast{position:fixed;left:50%;bottom:22px;transform:translateX(-50%) translateY(20px);opacity:0;background:var(--navy);color:#fff;border-radius:10px;padding:10px 16px;font-size:14px;box-shadow:0 8px 24px rgba(20,30,60,.25);transition:all .25s;z-index:80;pointer-events:none;max-width:calc(100% - 32px)}
.toast.show{opacity:1;transform:translateX(-50%) translateY(0)}

@media (max-width:900px){
  .layout{grid-template-columns:1fr;gap:0;padding-top:0}
  .side{position:sticky;top:0;z-index:40;margin:0 -20px 16px;padding:10px 20px;background:rgba(243,246,250,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
  .prog{margin:0;padding:10px 12px;box-shadow:none}
  .steps{display:none}
}
@media (max-width:640px){
  .wrap{padding:0 16px}
  .side{top:0;margin:0 -16px 14px;padding:8px 16px}
  .top-in{height:48px}
  .logo{height:18px}
  .mark{height:28px}
  .hero{padding:26px 0 22px}
  .hero h1{font-size:24px}
  .card{padding:18px 16px;border-radius:12px}
  .sec-intro{margin-left:0}
  .grid,.cargo{grid-template-columns:1fr}
  .f.half{grid-column:1/-1}
  .alt{grid-template-columns:1fr}
  .ahead{display:none}
  .arow{grid-template-columns:1fr 1fr;gap:10px}
  .arow .a-name{grid-column:1/-1;display:flex;justify-content:space-between;align-items:baseline}
  .a-name .c-link{margin-top:0}
  .arow > .unit-wrap:not(.pct){order:1}
  .arow > .pct{order:2}
  .arow .seg3{order:3;grid-column:1/-1;display:flex;justify-self:stretch}
  .arow .seg3 button{flex:1}
  .arow > .msg{order:4}
  .arow > .comment{order:5}
  .otp{gap:6px}
  .otp input{width:42px;height:52px;font-size:21px}
  .sumsec dl{grid-template-columns:1fr}
  .sumsec dt{margin-top:6px}
}

/* ---------- v2: one answer per line, comments as a visible button ---------- */
.qs{display:flex;flex-direction:column}
.q{padding:16px 0;border-top:1px solid var(--line)}
.q:first-child{border-top:0;padding-top:2px}
.q-label{display:block;font-weight:600;font-size:15px;margin-bottom:8px}
.q-row{display:flex;align-items:flex-start;gap:12px}
.q-row > .in,.q-row > .unit-wrap,.q-row > .chipbox{flex:1 1 auto;max-width:520px;min-width:0}
.c-btn{display:inline-flex;align-items:center;gap:6px;flex:none;height:42px;padding:0 14px;border:1px dashed #b9c6d8;border-radius:9px;background:#fff;color:var(--blue);font-size:13.5px;cursor:pointer;white-space:nowrap}
.c-btn svg{width:15px;height:15px}
.c-btn:hover{border-style:solid;border-color:var(--blue);background:var(--sky-soft)}
.c-btn.open{border-style:solid;border-color:var(--sky-line);background:var(--sky-soft);color:var(--blue-ink)}
.q .hint,.q .msg,.q .comment,.part .comment,.part .msg{max-width:520px}
.chipbox .chips{padding-top:4px}
.part{padding:16px 0;border-top:1px solid var(--line)}
.est + .part{border-top:0;padding-top:4px}
.part-name{display:block;font-weight:600;font-size:15px;margin-bottom:8px}
.part .seg3{flex:1 1 auto;max-width:520px;display:flex}
.part .seg3 button{flex:1;padding:10px 11px}
.sub{margin-top:12px}
.sub-label{display:block;font-size:13px;color:var(--muted);margin-bottom:6px;font-weight:600}
.part .sub .unit-wrap{max-width:260px}
.alt.alt2{display:block;max-width:520px;padding:12px 14px}
.alt2-head{display:flex;justify-content:space-between;align-items:center;font-size:13px;font-weight:600;color:var(--muted)}
.alt2 .alt-rm{height:auto;padding:0;font-size:13px}
.alt2 .sub{margin-top:10px}
.addalt{max-width:520px}
.cargo2{margin-top:10px}
.cargo2 .q:first-child{border-top:1px solid var(--line);padding-top:16px}
@media (max-width:640px){
  .q-row{flex-direction:column;align-items:stretch;gap:8px}
  .q-row > .in,.q-row > .unit-wrap,.q-row > .chipbox{max-width:none}
  .c-btn{align-self:flex-start;height:34px;padding:0 12px}
  .q-row > .addalt{align-self:flex-start}
  .part .seg3{max-width:none}
  .part .sub .unit-wrap{max-width:none}
}

/* ---------- the real page (brief A3b): what the prototype did not show ---------- */
.sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.btn:focus-visible,.chip:focus-visible,.seg3 button:focus-visible,.c-btn:focus-visible,.drop:focus-visible,.addalt:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.btn.small{padding:7px 14px;font-size:14px}
.prog-save{font-size:12.5px;color:var(--muted);margin-top:2px;min-height:18px}
.prog-save.err{color:var(--error)}
.notice{border:1px solid var(--amber-line);background:var(--amber);color:var(--amber-ink);margin-bottom:18px}
.notice p{margin:0 0 10px}
.notice .btn{background:#fff}
.access .msg{margin:0 0 14px}
.access .msg.err{font-size:13.5px}
.access .btn{margin-top:14px}
.linkcard{text-align:center}
.linkcard .lead{margin-top:0}
.kindrow{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px;margin-bottom:10px}
.kindrow .sub-label{margin:0}
.kindrow .in{width:auto;min-width:220px;height:38px}
.files li .f-name{min-width:0;overflow-wrap:anywhere}
.files li .f-meta{color:var(--muted);font-size:12.5px;margin-left:6px}
.files li .kind{display:inline-block;margin-left:8px;padding:0 8px;border-radius:999px;background:var(--sky-soft);color:var(--blue-ink);font-size:12px}
.files li.busy{opacity:.65}
#fileMsg{margin-top:8px}
.field-note{color:var(--muted);font-size:13px}
.summary-note{margin:4px 0 0;color:var(--muted);font-size:14px}
.privacy-wrap{max-width:760px;padding-top:36px;padding-bottom:64px}
.legal h1{margin:0 0 6px;font-size:26px;color:var(--navy)}
.legal h2{margin:26px 0 6px;font-size:17px;color:var(--navy)}
.legal p,.legal li{color:var(--ink)}
.legal .lead{color:var(--muted)}
.legal .todo{background:var(--amber);border:1px dashed var(--amber-line);color:var(--amber-ink);border-radius:8px;padding:8px 12px}
.legal .back{display:inline-block;margin-top:24px}